Klarna "Pay in 3" only visible at checkout — UK buyers have already decided before they get there
UK buyers considering products priced above £30 are making their payment decision on the product page, not at checkout. When Klarna's "Pay in 3" option appears only during checkout, the buyer who might have converted with a £15-per-month framing has already left. Moving Klarna messaging to the product page price area — typically as a one-line instalment summary beneath the price — increases add-to-cart rate for products in the £30-£150 range. The Klarna On-Site Messaging widget makes this straightforward on Shopify, and the improvement is measurable through A/B test. We identify stores where this change is absent and quantify the likely revenue impact before recommending the fix.